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Abreviations of Mortgage and Finance Terms
Here is a simple glossary of mortgage lending and finance related abbreviations. To find the abbreviation you are looking for quickly, simply click on the appropriate letter below.
A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
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3/4 Bath – Half + Shower or tub
4/3/2 – 4 bedroom/3 bath/2 car garage
ABR – Accredited Buyer Representative
AC – acres
AC or A/C – Air Conditioning
APR – annual percentage rate
ARM – adjustable rate mortgage
BA – bath
BR – bedroom
BTSA – bonus to selling agent
C H/A – central heat and air conditioning
CEIL – ceiling
CCIM – Certified Commercial Investment Member
CIPS – Certified International Property Specialist
CLHMS – Certified Luxury Home Marketing Specialist
CRB – Certified Real Estate Broker
CRS – Certified Residential Specialist
CCR – conditions, covenants, and restrictions
CFD – contract for deed
CLTV – combined loan to value
CMA – comparative market analysis
COCR – Cash on Cash Return
COF – cost of funds
COO – certificate of occupancy
DBA – doing business as
DBL – double
DR – dining room
DCR – debt coverage ratio
DOS – due on sale clause
EA – exclusive agency
EMC – earnest money contract
ERS – exclusive right to sell
FCRA – Fair Credit Reporting Act
FDIC – Federal Deposit Insurance Corporation
FEMA – Federal Emergency Managment Agency
FFE – furniture, fixture, and equipment
FHA – Federal Housing Administration
FMR – fair market rent
FMV – fair market value
FLRS – floors
FP – fire place
FRBO – for rent by owner
FSBO – for sale by wwner
Full Bath – half bath + shower + tub
GLFP – gas log fire place
Half Bath – toilet + sink
HDWD – hardwood
HOA – homeowner’s association
HSF – heated square feet
HVAC – heating, ventilation and air conditioning
HWH – hot water heater
HUD – Department of Housing and Urban Development
1
KIT – kitchen
LA – living area
LR – living room
LIBOR – London Interbank Offering Rate
LTV – loan to value
MBR – master bedroom
MAI – Member Appraisal Institute
MLS – multiple lising service
MRA – Master Residential Appraiser
NAR – National Association of Realtors
O/F – owner finance
P&S – purchase and sale
PITI – principal, interest, taxes and insurance
PMI – private mortgage insurance
POA – power of attorney
PL – swimming pool
1
RM – room
RRC – Referral and Relocation Certified
REI – real estate investor
REIA – Real Estate Investors Association
REIT – Real Estate Investment Trust
RELA – Real Estate Licensing Act
REO – real estate owned
ROI – return on investment
RTO – rent to own
SF – square feet
SFH – square feet heated
TIL – Truth In Lending
1
W/D – washer/dryer
W/W CPT – wall to wall carpet
WBFP – wood burning fireplace
WD FLR – wood floor
WIC – walk in closet
1
YO – year old
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